Your ability to accept HSA/FSA payment is dependent on the Merchant Classification Code assigned to your Credit Card Processing account. MassageBook suggests using Merchant Classification Code (MCC) 8099 "Medical Services and Health Practitioners, Not Elsewhere Classified" to accept most HSA/FSA cards.
MassageBook Pay users can find the MCC assigned to their account by contacting support at support@massagebook.com.
Square users can find the MCC assigned to their account by contacting Square's support here.
HSA/FSA cards may restrict which MCCs they accept, and coverage is dependent on the Client's specific plan. If a Client's card is not covered under MCC 8099, we recommend that the Client contact their card issuer in order to determine their options moving forward.
Note:
- Employer's make adjustments to the health insurance plan(s) their employees are enrolled in almost every single year. As such, the MCC codes that HSA/FSA cards accept may vary from one plan year to the next. In other words, just because an HSA/FSA card worked say, 6 months ago, does not guarantee it will today.
- Stripe reserves the right to change the MCC code assigned to your Stripe account based on their assessment of your business.