When you accept a credit card payment through Square, either online or in person, the credit card is charged immediately, and the funds are automatically collected by your Square account. From there, the default timeline for the funds to deposit to your bank account is 36 hours, or 1 - 2 business days. Square refers to these deposits as "transfers". There are no deposit limitations with Square's default, next day deposit schedule. Funds are not held based on the amount, frequency, or type of transaction. If you need to change your deposit schedule, Square offers three different options, including same-day and instant transfers. You view Square's Transfer FAQ's, here.